Multi-Family Property Loans

Financing for 4+ Unit Investment Properties.

What is a Multi-Family Loan?

A Multi-Family Loan provides financing for properties containing four or more residential units. These loans are designed for investors, whether you are looking for a short-term loan to acquire and renovate a property or a long-term loan to buy and hold it for cash flow.

We can finance duplexes, triplexes, 4-plexes, and larger apartment complexes. Our programs are built to match your specific investment strategy.

Long-Term or Short-Term. We Fund Your Strategy.

Our loan programs are flexible. We can provide a long-term DSCR Loan for a stabilized multi-family property, allowing you to qualify based on the building’s rental income. Or, we can offer a short-term Bridge Loan to help you acquire a property quickly that may need renovations.

Why Investors Choose Our Multi-Family Loans

Long-Term & Short-Term Options

We aren't a one-size-fits-all lender. We offer long-term "buy and hold" financing (like DSCR) and short-term "bridge" options.

Experts in 4+ Units

We understand the specific underwriting for multi-family properties and can guide you through the process, from 4 units to 40.

Portfolio-Focused

Our investor-focused loans are designed to help you scale your portfolio of multi-family assets without the red tape of conventional banking.

CARE FOR YOUR NEXT DEAL

Stop explaining your business to a banker. We are asset-based lenders, not box-checkers.

Our entire process is built for one person: the real estate investor. We analyze the asset, understand the exit strategy, and give you a straight answer – fast. Partner with a lender who speaks your language.

Testimonials

What Our Clients Say

Real stories from investors who closed fast, scaled their portfolio, and kept control of their deals.

I used the Fix & Flip loan to buy a distressed property that traditional banks wouldn’t even look at. HMG funded both the purchase and the rehab budget in days, not weeks. I was able to get in, renovate, and sell the property with a solid profit. Zero games, zero surprise fees. Just execution.

The Fix & Flip Line of Credit changed how I run my business. Before, I had to apply for every single address separately. Now I have one approved credit line I can pull from deal by deal. My crew never sits idle, I can pick up my next project immediately, and I’ve doubled my volume this quarter.

The DSCR loan let me close on a rental duplex under my LLC without getting grilled about my personal tax returns. They cared about the cash flow of the property, not just my W-2. I refinanced into long-term rental financing, pulled cash out, and I’m already moving on the next buy-and-hold.

I needed a bridge loan fast to lock up a small commercial building before another buyer. A traditional lender told me they’d “need 30+ days to review.” HMG structured a short-term bridge loan basically immediately so I could close and control the asset. Without that, I would’ve lost the deal.

Getting funding for new construction is usually a nightmare if you’re not a big developer. HMG actually sat down with me, looked at my build budget and exit plan, and financed my ground-up spec home on a vacant lot. They treated me like a builder, not like I was wasting their time.

Talk to an Investor, Not a Banker.

We understand your business, and we’re built to move at your speed. Contact us directly to discuss your next project with a lending partner who gets it.

Office Address

2405 Quantum Blvd
Boynton Beach FL 33426

Phone Number

561-549-9092