Fix & Flip Loans

Funding to Buy, Fix, and Sell Your Next Investment Property

What is a Fix & Flip Loan?

A Fix & Flip loan is a short-term financing tool designed specifically for real estate investors. It provides the capital you need to both purchase a non-owner-occupied property and cover the renovation costs.

The entire loan is built around one goal: helping you fix the home and sell it for a profit. Unlike traditional bank loans, our process is fast and focuses on the asset, making it the ideal solution for investors who need to move quickly on a deal.

We Fund Your Entire Project

A successful flip requires funding for more than just the purchase. Our Fix & Flip loans are designed to cover both the acquisition and the renovation costs.

This all-in-one financing lets you move forward confidently, knowing your complete project is funded from day one.

Why Investors Choose TheHardMoneyGuy.com

We Fund the Full Project

Our financing is designed to cover what you actually need: the funds to buy the property and fix it up. We fund the complete project to help you get to the sale faster.

Built for Repeat Investors

Our financing solutions are perfect for investors scaling their business. Move seamlessly from a single loan to a line of credit to fund multiple properties.

Investor-Focused Underwriting

We only fund non-owner-occupied homes. We understand your business model and provide financing that makes sense for serious real estate investors.

CARE FOR YOUR NEXT DEAL

Stop explaining your business to a banker. We are asset-based lenders, not box-checkers

Our entire process is built for one person: the real estate investor. We analyze the asset, understand the exit strategy, and give you a straight answer – fast. Partner with a lender who speaks your language.

Testimonials

What Our Clients Say

Real stories from investors who closed fast, scaled their portfolio, and kept control of their deals.

I used the Fix & Flip loan to buy a distressed property that traditional banks wouldn’t even look at. HMG funded both the purchase and the rehab budget in days, not weeks. I was able to get in, renovate, and sell the property with a solid profit. Zero games, zero surprise fees. Just execution.

The Fix & Flip Line of Credit changed how I run my business. Before, I had to apply for every single address separately. Now I have one approved credit line I can pull from deal by deal. My crew never sits idle, I can pick up my next project immediately, and I’ve doubled my volume this quarter.

The DSCR loan let me close on a rental duplex under my LLC without getting grilled about my personal tax returns. They cared about the cash flow of the property, not just my W-2. I refinanced into long-term rental financing, pulled cash out, and I’m already moving on the next buy-and-hold.

I needed a bridge loan fast to lock up a small commercial building before another buyer. A traditional lender told me they’d “need 30+ days to review.” HMG structured a short-term bridge loan basically immediately so I could close and control the asset. Without that, I would’ve lost the deal.

Getting funding for new construction is usually a nightmare if you’re not a big developer. HMG actually sat down with me, looked at my build budget and exit plan, and financed my ground-up spec home on a vacant lot. They treated me like a builder, not like I was wasting their time.

Talk to an Investor, Not a Banker.

We understand your business, and we’re built to move at your speed. Contact us directly to discuss your next project with a lending partner who gets it.

Office Address

2405 Quantum Blvd
Boynton Beach FL 33426

Phone Number

561-549-9092