Bridge Loans

Short-Term Capital to Seize Your Next Opportunity.

What is a Bridge Loan?

A Bridge Loan is a short-term financing tool used by real estate investors to “bridge” a temporary capital gap. It allows you to act quickly on a new opportunity before you have permanent financing in place.

Investors use bridge loans to acquire a new property quickly (often closing in days, not weeks) or to pull cash out of an existing property for a new investment. It’s the ideal solution when you need speed and certainty.

When Does a Bridge Loan Make Sense?

You need to buy a new investment property before selling your existing one.
You need to close faster than a traditional bank can manage.
You are buying a property that needs light renovation before it can qualify for a long-term (DSCR) loan.
You need to pull equity from one asset to fund the down.

Why Investors Use Our Bridge Loans

Speed to Close

In today's market, speed wins. We can fund your bridge loan in a fraction of the time it takes a traditional bank, ensuring you don't lose the deal to a cash buyer.

Asset-Focused Underwriting

Our decision is based on the value of your real estate asset, not your personal tax returns. If the deal makes sense, we'll find a way to fund it.

Clear Exit Strategy

We partner with you to define a clear exit strategy from the start, whether that's selling the property or refinancing into one of our long-term DSCR loans.

CARE FOR YOUR NEXT DEAL

Stop explaining your business to a banker. We are asset-based lenders, not box-checkers.

Our entire process is built for one person: the real estate investor. We analyze the asset, understand the exit strategy, and give you a straight answer – fast. Partner with a lender who speaks your language.

Testimonials

What Our Clients Say

Real stories from investors who closed fast, scaled their portfolio, and kept control of their deals.

I used the Fix & Flip loan to buy a distressed property that traditional banks wouldn’t even look at. HMG funded both the purchase and the rehab budget in days, not weeks. I was able to get in, renovate, and sell the property with a solid profit. Zero games, zero surprise fees. Just execution.

The Fix & Flip Line of Credit changed how I run my business. Before, I had to apply for every single address separately. Now I have one approved credit line I can pull from deal by deal. My crew never sits idle, I can pick up my next project immediately, and I’ve doubled my volume this quarter.

The DSCR loan let me close on a rental duplex under my LLC without getting grilled about my personal tax returns. They cared about the cash flow of the property, not just my W-2. I refinanced into long-term rental financing, pulled cash out, and I’m already moving on the next buy-and-hold.

I needed a bridge loan fast to lock up a small commercial building before another buyer. A traditional lender told me they’d “need 30+ days to review.” HMG structured a short-term bridge loan basically immediately so I could close and control the asset. Without that, I would’ve lost the deal.

Getting funding for new construction is usually a nightmare if you’re not a big developer. HMG actually sat down with me, looked at my build budget and exit plan, and financed my ground-up spec home on a vacant lot. They treated me like a builder, not like I was wasting their time.

Talk to an Investor, Not a Banker.

We understand your business, and we’re built to move at your speed. Contact us directly to discuss your next project with a lending partner who gets it.

Office Address

2405 Quantum Blvd
Boynton Beach FL 33426

Phone Number

561-549-9092