Raw Land Loans

Secure Your Next Project’s Location Today.

What is a Raw Land Loan?

A Raw Land Loan provides the financing real estate investors need to purchase undeveloped land. This loan is for non-owner-occupied land intended for a future investment, such as a ground-up construction project or to hold as an asset.

Securing the right piece of land is the critical first step in any new development. Our land loans give you the power to acquire a prime lot as soon as you find it.

Invest in Future Potential

Don’t wait until you have construction plans finalized to secure the land. Our Raw Land Loan lets you acquire the asset now. This gives you time to finalize your blueprints, get permits, and prepare for the build. We can then roll this loan into a New Construction Loan when you’re ready to break ground.

Why Investors Use Our Land Loans

Acquire Land Quickly

When a good lot hits the market, you can't wait for a slow lender. We can help you close quickly so you can secure the land for your next project.

Asset-Based Lending

Our lending decision is based on the value and potential of the land itself, not your personal tax returns.

A Path to Construction

We are your long-term partner. We provide the land loan today, with a clear path to roll that into a New Construction Loan tomorrow.

CARE FOR YOUR NEXT DEAL

Stop explaining your business to a banker. We are asset-based lenders, not box-checkers.

Our entire process is built for one person: the real estate investor. We analyze the asset, understand the exit strategy, and give you a straight answer – fast. Partner with a lender who speaks your language.

Testimonials

What Our Clients Say

Real stories from investors who closed fast, scaled their portfolio, and kept control of their deals.

I used the Fix & Flip loan to buy a distressed property that traditional banks wouldn’t even look at. HMG funded both the purchase and the rehab budget in days, not weeks. I was able to get in, renovate, and sell the property with a solid profit. Zero games, zero surprise fees. Just execution.

The Fix & Flip Line of Credit changed how I run my business. Before, I had to apply for every single address separately. Now I have one approved credit line I can pull from deal by deal. My crew never sits idle, I can pick up my next project immediately, and I’ve doubled my volume this quarter.

The DSCR loan let me close on a rental duplex under my LLC without getting grilled about my personal tax returns. They cared about the cash flow of the property, not just my W-2. I refinanced into long-term rental financing, pulled cash out, and I’m already moving on the next buy-and-hold.

I needed a bridge loan fast to lock up a small commercial building before another buyer. A traditional lender told me they’d “need 30+ days to review.” HMG structured a short-term bridge loan basically immediately so I could close and control the asset. Without that, I would’ve lost the deal.

Getting funding for new construction is usually a nightmare if you’re not a big developer. HMG actually sat down with me, looked at my build budget and exit plan, and financed my ground-up spec home on a vacant lot. They treated me like a builder, not like I was wasting their time.

Talk to an Investor, Not a Banker.

We understand your business, and we’re built to move at your speed. Contact us directly to discuss your next project with a lending partner who gets it.

Office Address

2405 Quantum Blvd
Boynton Beach FL 33426

Phone Number

561-549-9092