About Us

We Are Investors Funding Investors.

Built for Speed. Designed for Investors

We founded theHardMoneyGuy.com to eliminate the bank bureaucracy that makes investors miss good deals. Traditional lenders are too slow, too rigid, and don’t understand the realities of a flip, a rental, or a construction project.

We are a direct, asset-based lender built to move at your speed. We make decisions based on the property’s value and your exit strategy, allowing us to provide clear terms and close in days.

About theHardMoneyGuy.com

Our Mission

We empower real estate investors with the fast, flexible capital they need to seize opportunities and grow their portfolios. Our goal is to be a true partner, offering transparent terms and reliable funding so our clients can focus on finding and executing their next deal, not on fighting with their lender.

Why Clients Trust Us

We're Built for Speed:

Our streamlined process and direct access to decision-makers mean we can close loans in days, not weeks or months.

Asset-Based Decisions:

We focus on the value of the property and your exit strategy, not your W-2. If the deal makes sense, we'll fund it.

We Know Investing:

As investors ourselves, we understand your business. You won't waste time explaining what a DSCR loan is or why an ARV matters - we already know.

CARE FOR YOUR NEXT DEAL

Stop explaining your business to a banker. We are asset-based lenders, not box-checkers.

Our entire process is built for one person: the real estate investor. We analyze the asset, understand the exit strategy, and give you a straight answer – fast. Partner with a lender who speaks your language.

Testimonials

What Our Clients Say

Real stories from people who found support and care with us.

I used the Fix & Flip loan to buy a distressed property that traditional banks wouldn’t even look at. HMG funded both the purchase and the rehab budget in days, not weeks. I was able to get in, renovate, and sell the property with a solid profit. Zero games, zero surprise fees. Just execution.

The Fix & Flip Line of Credit changed how I run my business. Before, I had to apply for every single address separately. Now I have one approved credit line I can pull from deal by deal. My crew never sits idle, I can pick up my next project immediately, and I’ve doubled my volume this quarter.

The DSCR loan let me close on a rental duplex under my LLC without getting grilled about my personal tax returns. They cared about the cash flow of the property, not just my W-2. I refinanced into long-term rental financing, pulled cash out, and I’m already moving on the next buy-and-hold.

I needed a bridge loan fast to lock up a small commercial building before another buyer. A traditional lender told me they’d “need 30+ days to review.” HMG structured a short-term bridge loan basically immediately so I could close and control the asset. Without that, I would’ve lost the deal.

Getting funding for new construction is usually a nightmare if you’re not a big developer. HMG actually sat down with me, looked at my build budget and exit plan, and financed my ground-up spec home on a vacant lot. They treated me like a builder, not like I was wasting their time.

Talk to an Investor, Not a Banker.

We understand your business, and we’re built to move at your speed. Contact us directly to discuss your next project with a lending partner who gets it.

Office Address

2405 Quantum Blvd
Boynton Beach FL 33426

Phone Number

561-549-9092